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A trash truck turned right on a red light, striking our client as she was starting to cross in the crosswalk. She sustained significant abrasions, skin lacerations and a broken pelvis.

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A large truck sustained a puncture to the saddle tank of the tractor causing fuel to spill onto the freeway. This in turn caused several cars to lose control, one striking our client.

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DO INSURANCE COMPANIES TREAT YOU FAIR AFTER A TRUCK ACCIDENT?

Remember the old insurance company slogans? They were meant to make us feel safe and secure whenever a catastrophe hit. Insurance companies were marketed as saviors to you and your family. Efficient customer service and prompt responses were of utmost importance. This is what insurance companies strived to deliver in their products and services, and reputation would build their business.

There has been a shift in priority. The advancement of insurance claims adjustment, hige television advertising campaigns and the demands for profit by big business has altered the main goal of insurance companies. Assuring rapid and immediate satisfactory resolution is no longer the main focus. This is very true in the trucking industry where large insurance companies want to minimize claims early and quickly. Truck accidents usually cause severe injury and therefore the earlier that the carriers can be on scene and try to argue liability or lack of injury, the better their bottom line. They will try to interview the victim, even in the hospital, to try to get facts that blame another or give argument that the victim did something wrong. They want immediate access to records of the victim to try to argue the injuries are unrelated to the truck accident. There is this promise of rapid resolution, but when the victim then tries to settle the case, all the information given to the truck company is u sed against the victim, an unknowing victim again. You should not succumb to cooperating with them until you have consulted an attorney. Call us at 1 888 752-7474 or Contact Us.

The claims process has become a tedious, tiring process for the client. The consumer must produce a receipt for everything they lost, or claims adjusters are denying payment for such losses. Even your own insurance company will fight about the most trivial things. Victims of earthquakes, floods, fires and other natural disasters have experienced these unjust results firsthand. Websites like www.allstateinsurancesucks.com and www.badfaithinsurance.org have been dedicated to exposing the poor practices of these companies.

A startling question arises from each shoddily handled case. If the insurance company treats their own customer this poorly, how will they treat a claim from someone who is not a customer, or who is a claimant? You can see that they have no loyalty, no desire to be fair and no willingness to insure you are protected or even treated fairly. Once they have what they want they hope to persuade you to settle for less than full value, to save them money and improve their bottom line.

The State of California has set forth rules and regulations which insurance companies are to follow in an attempt to settle claims in a fair and prompt manner. These rules were installed to prevent any unfair withholding of claim payments. But in recent years California Courts have determined that a victim cannot sue the other party’s insurer even if that insurance company acted in the most heinous of ways.

The Legislature, in fear of losing campaign contributions, has been hesitant to pass any laws allowing suit against an insurer who does not follow the laws of California. What options exist to combat this unjust practice? Victims can report the problem to the California Department of Insurance, www.insurance.ca.gov Of course it does little good. This reporting cannot force an insurance carrier to treat you properly. Is it worth reporting? yes! I hope that enough reporting of similar complaints will mandate a change in the laws. So how can you protect yourself and your family? Hiring an attorney will help you deal more immediately with your problem with any insurer, and we can improve the net amount you receive even after an attorney fee. Call us at 1 888 752-7474 or Contact Us.

While you are liable for perjury and fraud if you assert claims that are not true, the insurance company cannot be sued or held liable for their unjust actions. Does that make sense? As a case develops, even the most knowledgeable of people can be hindered by the most elementary of claims adjustments. Typical tools used by insurance companies to prejudice your rights are:

Procrastination in adjustment of property damage.

Lack of timely liability evaluation.

Unreasonable offer on car damages.

Sarcastic and/or rude adjusters.

Indifferent adjusters.

Refusal to pay lost wages.

Refusal to pay self-employment wages.

Refusal to pay emergency bills in full.

Allowing medical and/or property damage bills to go to collection.

Refusal to pay for car rental expenses.

Lack of monetary advance while insurers “evaluate” the case.

Arguing over treatment, despite doctor’s orders.

Arguing that past medical history is cause of pain.

Refusal to consider all medical bills as legitimate.

Refusal to adjust claim without recorded statements.

Refusal to adjust claim without signing their medical authorization.

If you, or someone you know is experiencing any of these problems, please call us for a free consultation at 1-888-752-7474 or Contact Us Page.

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